Chase Freedom Calendar: How to 5X Your Ultimate Rewards

Are you looking for the current Chase Freedom Calendar?   We have the current Chase Freedom rewards calendar as well as all the old calendars dating back to 2013.   The Chase Freedom is a great credit card for earning Chase Ultimate Rewards points on purchases. It earns 5X points on quarterly rotating category bonuses. Over the years these bonuses have ranged from grocery stores to gas stations. From movie theaters to Amazon. And, from restaurants to warehouse stores.

Not only does the [earnist_link ref=”chase-freedom” id=”6315″]Chase Freedom credit card[/earnist_link] have great category bonuses, but it also has no annual fee. Remember to activate your card each quarter. You’ll be reminded through email so it shouldn’t be too hard to remember. Here is the current Chase Freedom cash back calendar: (Remember to activate each quarter)

Chase Freedom Calendar 2020

The 2020 Chase Freedom Calendar offers a couple of popular quarterly category bonuses in quarter 2. Grocery stores should be easy to utilize with more meal preparation happening at home during the Coronavirus pandemic. Streaming services is basically a waste considering each service typically costs about $10 per month. Woohoo, a whopping 50 points… Why even include it? Also, most gyms were closed for at least part of the quarter as well. Anyway, it should be possible to maximize the bonuses each quarter with the use of gift card purchases. I’ve marked categories that sell gift cards to other stores (*):

  1. Gas Stations*, Internet/Cable/Phone, Streaming Services
  2. Grocery stores*, Fitness/Gym Clubs, Streaming Services
  3. Not yet announced
  4. Not yet announced

chase freedom calendar 2020 Q2 categories

Here’s What the Chase Freedom Card Offers

Chase Freedom

[earnist_link ref="chase-freedom" id="6315"] [/earnist_link]
INTRODUCTORY OFFER
You'll earn $200 (in the form of 20,000 Ultimate Rewards points) after spending $500 in the first 3 months.
REWARDS
You'll earn 5% on rotating quarterly categories. (up to $1500 in purchases per quarter)
BENEFITS
Points can be transferred to primary Chase cards for better redemptions.
Free credit score.
ANNUAL FEE
No annual fee
TRAVEL FREEDOM THOUGHTS
This is one of the best "cash back" cards for earning rewards. You can earn up to 5X per dollar and those points can be transferred to a primary Chase card for better redemptions. It's a perfect card to pair with either of the Sapphire cards or the Ink Business Preferred.
[earnist_link ref="chase-freedom" id="6315"]LEARN HOW TO APPLY NOW >>[/earnist_link]

Did You Know: You Can Multiply the Value of Your Ultimate Rewards?

Not everyone knows about it, but there’s a secret trick that can double the value of your Chase Ultimate Rewards. Chase Ultimate Rewards are worth just 1 cent each when redeemed using the Chase Freedom card.  Even though Chase doesn’t announce it, your Ultimate Rewards points are transferable between different Chase card accounts. They’re even transferable between different peoples’ accounts (household members). This is important because, with some of the premium Chase credit cards, it’s possible to redeem points at a higher value.

Double Your Ultimate Rewards Value

If you redeem Chase Ultimate Rewards through the travel portal. Only certain Chase credit cards have access to the travel portal though. The Chase Sapphire Preferred or Chase Ink Preferred offers 1.25 cents per points (25% more value) while the Chase Sapphire Reserve offers a whopping 1.5 cents per point (50% more value) by redeeming points through the travel portal!

Chase Freedom Rewards Calendar

Credit Cards with Chase Travel Portal Bonuses:

  • [earnist_link ref=”chase-sapphire-preferred-card” id=”6313″]Chase Sapphire Preferred[/earnist_link] – 1.25 cents per point through the travel portal.
  • [earnist_link ref=”ink-business-preferred-credit-card” id=”6240″]Ink Business Preferred[/earnist_link] – 1.25 cents per point through the travel portal.
  • [earnist_link ref=”chase-sapphire-reserve-card” id=”6311″]Chase Sapphire Reserve[/earnist_link] – 1.5 cents per point through the travel portal.

All three of these credit cards also come with the ability to use Chase’s travel transfer partners. You can transfer Ultimate Rewards to these travel partners at a 1:1 ratio. By using your points with airlines or hotels it’s possible to redeem points for well over 2 cents each. Pairing these premium Chase credit cards with your Freedom card multiplies your redemption value by double more.

Chase Sapphire Preferred

[earnist_link ref="chase-sapphire-preferred-card" id="6313"] [/earnist_link]
INTRODUCTORY OFFER
You'll earn 60,000 points after spending $4000 in the first 3 months.
REWARDS
You'll earn 2X points on travel and 3X on dining.
BENEFITS
Points are worth 25% more when used in the Chase travel portal.
No foreign transaction fees.
1:1 point transfer partner hotels and airlines.
FEES
$95
No foreign transaction fees.
TRAVEL FREEDOM THOUGHTS
This is the best first travel credit card to get. It has a valuable signup bonus with easy to redeem points. You also get a boost to your points value in the Chase travel portal.
[earnist_link ref="chase-sapphire-preferred-card" id="6313"]LEARN HOW TO APPLY NOW >>[/earnist_link]

Chase Sapphire Reserve

[earnist_link ref="chase-sapphire-reserve-card" id="6311"] [/earnist_link]
INTRODUCTORY OFFER
You'll earn 60,000 points after spending $4000 in the first 3 months.
REWARDS
You'll earn 3X points on travel and dining.
Also Earn a total of 10X points on Lyft rides.
BENEFITS
$300 annual travel credit.
Priority Pass Select airport lounge access.
TSA PreCheck or Global Entry.
Points are worth 50% more when used in the Chase travel portal.
No foreign transaction fees.
1:1 point transfers to partner hotels and airlines.
1 year of Lyft Pink.
FEES
$550
No foreign transaction fees.
TRAVEL FREEDOM THOUGHTS
This is one of the best premium travel credit cards if you want some luxury. It has a valuable signup bonus with easy to redeem points. You also get a boost to your points value in the Chase travel portal. The biggest key to this card is the airport lounge access. If you travel a lot, it's extremely valuable.
[earnist_link ref="chase-sapphire-reserve-card" id="6311"]LEARN HOW TO APPLY NOW >>[/earnist_link]

Ink Business Preferred

[earnist_link ref="ink-business-preferred-credit-card" id="6240"] [/earnist_link]
INTRODUCTORY OFFER
You'll earn 100,000 points after spending $15000 in the first 3 months.
REWARDS
You'll earn 3X points on travel and select business expenses (including online social media ads).
*Limited to first $150k per year.
BENEFITS
Points are worth 25% more when used in the Chase travel portal.
No foreign transaction fees.
Employee cards at no additional cost.
FEES
$95
No foreign transaction fees.
TRAVEL FREEDOM THOUGHTS
The signup bonus alone for this card is amazing. Pair that with some great rewards earning for your business and this card is great. If you have a business, we find the Ink Preferred to be the best offer available.
[earnist_link ref="ink-business-preferred-credit-card" id="6240"]LEARN HOW TO APPLY NOW >>[/earnist_link]

Past Chase Freedom 5% Calendars

If you’re interested, here’s what was offered in the past. The Chase Freedom calendar’s category bonuses have evolved over the years. For the most part, the offers have become better and better. Having the Chase Freedom in your wallet has been quite the benefit over the past few years if you were able to maximize it’s category bonuses.  Each year it’s possible to earn up to 30,000 points, which is more than enough to take a round-trip flight.

Chase Freedom Calendar 2019

The 2019 Chase Freedom Calendar offered a couple of popular quarterly category bonuses in quarter 2. Grocery stores and home improvement stores should be easy to utilize with those Spring projects you’ve got waiting to be finished. Not seeing Chase Pay on the list once again is a bit surprising. Maybe they’ve finally ditched trying to push Chase Pay. Has anyone actually used it for any reason other than earning extra points? Anyway, it should be possible to maximize the bonuses each quarter. I’ve marked categories that sell gift cards to other stores (*):

  1. Gas Stations*, Tolls, Drugstores*
  2. Grocery stores*, Home improvement stores*
  3. Gas Stations, Select Streaming Services
  4. Department Stores, Paypal, Chase Pay

chase freedom calendar 2019 quarter 4 october november december

Chase Freedom Calendar 2018

2018  was the year of Chase Pay as it was a bonus category three out of four quarters.

  1. Gas Stations, Internet/Cable/Phone Services, Chase Pay/Google Pay/Apple Pay/Samsung Pay
  2. Grocery Stores (not including Walmart & Target), Paypal, Chase Pay
  3. Gas Stations, Lyft, Walgreens
  4. Department Stores, Wholesale Clubs, Chase Pay

Chase Freedom Calendar wide

Chase Freedom Calendar 2017

2017 was a good year for maximizing the bonus categories each quarter. It also introduced Walmart as a category bonus in quarter 4:

  1. Gas Stations, Transportation
  2. Grocery Stores, Drugstores
  3. Restaurants, Movie Theaters
  4. Walmart, Department Stores

Chase Freedom Calendar 2017

Chase Freedom Calendar 2016

2016 was very similar to the previous year.  It gave a decent shot at reaching the maximum bonus rewards each quarter.  Wholesale clubs were very popular:

  1. Gas Stations, Transportation
  2. Grocery Stores, Wholesale Clubs
  3. Restaurants, Wholesale Clubs
  4. Department Stores, Wholesale Clubs, Drug Stores

Chase Freedom Calendar 2016

Chase Freedom Calendar 2015

In 2015 the categories got a little bit better.  There was a real chance of maximizing the category bonuses:

  1. Grocery Stores, Movie Theaters, Starbucks
  2. Restaurants, Bed Bath & Beyond, H&M, Overstock.com
  3. Gas Stations, etc
  4. Amazon.com, etc

Chase Freedom Calendar 2015

Chase Freedom Calendar 2014

2014 was a little more useful than 2013, giving customers a better chance of maximizing their bonuses each quarter:

  1. Gas Stations, Movie Theaters, Starbucks
  2. Restaurants, Lowe’s
  3. Gas Stations, Kohl’s
  4. Amazon.com, Zappos.com, Select Department Stores

Chase Freedom Calendar 2014

Chase Freedom Calendar 2013

2013 brought us a selection of category bonuses, but some of them were difficult to maximize.

  1. Gas Stations, Drugstores, Starbucks
  2. Restaurants, Movie Theaters
  3. Gas Stations, Theme Parks, Kohl’s
  4. Select Department Stores, Amazon.com

Chase Freedom Calendar 2013

As you can see, having a Chase Freedom credit card can pay off. Earning 5X points on many purchases can earn you a free round-trip flight each year or more. When you bundle your Freedom card with other [earnist_link ref=”chase-issuer-table” id=”6247″]premier Chase credit cards[/earnist_link], you can redeem those points for even more. The Chase Ultimate Rewards system is the best in the market. The Chase Freedom is one of the easiest ways to earn Ultimate Rewards. If you don’t have one yet, you should think about adding it to your wallet.