| Credit Card | Introductory Offer | Annual Fee | Our Thoughts | ||
|---|---|---|---|---|---|
| Ink Business Preferred | [earnist_link ref="ink-business-preferred-credit-card" id="6240"] | 100,000 points | $95 | Best business travel rewards credit card. | [earnist_link ref="ink-business-preferred-credit-card" id="6240"]LEARN HOW TO APPLY >>[/earnist_link] |
| Ink Business Cash | [earnist_link ref="ink-business-cash-credit-card" id="6242"] | $750 (75k points) | No annual fee | Best no fee business travel rewards credit card. | [earnist_link ref="ink-business-cash-credit-card" id="6242"]LEARN HOW TO APPLY >>[/earnist_link] |
| Amex Business Platinum Card |  | 120,000 points | $695 | Best business premium travel rewards credit card. | [earnist_link ref="amex-business-platinum-card-apply" id="6252"]LEARN HOW TO APPLY >>[/earnist_link] |
| Capital One Spark Miles | [earnist_link ref="capital-one-spark-miles-business-card" id="11636"] | 50,000 miles | $95 (waived year 1) | Simple business travel rewards card. | [earnist_link ref="capital-one-spark-miles-business-card" id="11636"]LEARN HOW TO APPLY >>[/earnist_link] |
| Ink Business Unlimited | [earnist_link ref="ink-business-unlimited-credit-card" id="6243"] | $750 (75k points) | No annual fee | Second best no fee business travel rewards credit card. | [earnist_link ref="ink-business-unlimited-credit-card" id="6243"]LEARN HOW TO APPLY >>[/earnist_link] |
If you’re a business owner and are looking to travel more often and for less money, you should consider having one of the best business credit cards for travel rewards. You can put those business expenses to work and get something back from them. Free travel is what you can get back from your expenses.
Having a business is not only rewarding in the fact that you’ve created something on your own and are providing for yourself, but it opens doors to be able to earn even more travel points than the average person. There are a ton of very valuable business credit cards that can earn you enough points to travel for free very often. If you have expenses in your business, you might as well be earning something in return, right?
In this article, we’ll be discussing the best business credit cards for travel rewards. After reading it, you’ll be well on your way to earning that much-deserved vacation!
Let’s go ahead and get into the list of the 5 best business credit cards for travel rewards. We’ll start off with the credit card that boasts the best introductory offer of ANY travel rewards credit card.
1. Chase Ink Business Preferred
The Chase Ink Business Preferred card is by far the best business travel rewards credit card. In fact, we consider it to have the best introductory offer of ANY rewards card. It also has some benefits worth mentioning.
The Chase Ink Preferred card offers the best introductory offer of any credit card on the market. Travel Freedom values the introductory offer at a whopping $1600 when redeemed for travel. That’s more than double the value of many other popular travel rewards cards. Like the Sapphire cards, it earns Chase Ultimate Rewards points that are extremely valuable.
With the Chase Ink Preferred, you have access to the Chase airline and hotel transfer partners, as well as a 25% bonus in the Chase travel portal (like the Sapphire Preferred). This isn’t the only benefit of the Ink Preferred though. It also offers insurance on your cell phone in case you lose or break it, and primary insurance on rental cars. With a reasonable annual fee, this business card is quite possibly, pound for pound, the most value-packed credit cards of all.
Let’s take a deeper dive into the offerings of the Chase Ink Preferred card.
Ink Business Preferred [earnist_link ref="ink-business-preferred-credit-card" id="6240"] |
|---|
| INTRODUCTORY OFFER You'll earn 100,000 points after spending $15000 in the first 3 months. |
| REWARDS You'll earn 3X points on travel and select business expenses (including online social media ads). *Limited to first $150k per year. |
| BENEFITS Points are worth 25% more when used in the Chase travel portal. No foreign transaction fees. Employee cards at no additional cost. |
| FEES $95 No foreign transaction fees. |
| TRAVEL FREEDOM THOUGHTS The signup bonus alone for this card is amazing. Pair that with some great rewards earning for your business and this card is great. If you have a business, we find the Ink Preferred to be the best offer available. |
| [earnist_link ref="ink-business-preferred-credit-card" id="6240"]LEARN HOW TO APPLY NOW >>[/earnist_link] |
The Pros
- The best introductory offer of any card. Valued at around $1600.
- Low annual fee compared to the benefits.
- Airline & hotel Chase transfer partners available.
- 25% bonus when spending points in the Chase travel portal.
- Cell phone protection.
- Earns bonus rewards on many popular business expenses.
- Primary car rental insurance. (during business trips)
- No foreign transaction fees.
- Employee cards at no additional cost.
The Potential Cons
- It’s only available to business owners (including sole proprietors).
- The annual fee is not waived.
Our Overall Thoughts on the Chase Ink Business Preferred
The Chase Ink Preferred is our favorite overall card. Business or personal. It earns travel rewards points that can be used to get a lot of free travel. We absolutely love this card for its enormous introductory offer (valued at $1600) but also find it great for its other benefits and rewards. If you have any type of business (even a sole proprietorship such as a reseller, garage sale host, eBay seller, offer a local service, etc) you should consider adding this card to your wallet. It pays off big time!
As online business owners, we also find the rewards categories to be very helpful in earning more points. Reward bonuses include things like shipping, online advertising, and phone/internet service. If we’re earning 3 points per dollar and redeeming at a reward points value of 2 cents per point, that means we’re getting a 6% return on our expenses if we use it for travel. Pretty impressive returns, I’d say.
At Travel Freedom, we value this cards introductory offer at around $1600 if redeemed for travel. For more information on this card, you can read our full Chase Ink Business Preferred review.
2. Chase Ink Business Cash
The Chase Ink Business Cash card is similar to the Ink Preferred card in many ways. It earns Chase Ultimate Rewards points but is marketed as a cash back card. If you pair this card with a primary Chase Ultimate Rewards card (Sapphire Preferred, Sapphire Reserve, Ink Preferred) you’ll be able to combine points and access the Chase transfer partners as well as get better redemption rates in the Chase travel portal. This is part of what makes all the Chase Ultimate Rewards cards so great. You’re able to transfer points between different card accounts to redeem at the full potential value.
The Chase Ink Cash card offers a large introductory offer that Travel Freedom values at around $1000 when redeemed for travel. As mentioned, Chase Ultimate Rewards points have airline and hotel transfer partners available, but they’re only accessible to primary Ultimate Rewards cardholders.
The things that really make this business card stand out are the introductory offer, the non-existent annual fee, and the 5X rewards categories. It’s unheard of for a card with no annual fee to have such a highly valued introductory offer. We value it at around $1000 if you have a primary Ultimate Rewards card to transfer the points to for travel redemption. On top of this, you’ll earn 5X rewards on office supply stores, cell phone service, and internet/cable. Maybe that office supply store even sells gift cards to other merchants you spend money at… For example, if you’re getting 5X rewards on your expenses and then redeem those points for a value of 2 cents per point, you’ll be getting a 10% return when used for travel.
Let’s take a deeper look at what the Chase Ink Business Cash card offers.
Ink Business Cash [earnist_link ref="ink-business-cash-credit-card" id="6242"] |
|---|
| INTRODUCTORY OFFER You'll earn $750 (in the form of 75,000 Ultimate Rewards points) after spending $6000 in the first 3 months. |
| REWARDS You'll earn 5X points on internet, cable, phone, and office supply stores. *Limited to first $25k per year. Earn 2X at gas stations and restaurants. *Limited to first $25k per year. |
| BENEFITS Points can be transferred to primary Chase card accounts for better redemption. Employee cards at no additional cost. |
| ANNUAL FEE No annual fee |
| TRAVEL FREEDOM THOUGHTS The signup bonus on this no-fee card is amazing. Pair that with some great 5X reward categories for your business and this card is great. This card pairs well with the Chase Sapphire cards and the Ink Preferred. |
| [earnist_link ref="ink-business-cash-credit-card" id="6242"]LEARN HOW TO APPLY NOW >>[/earnist_link] |
The Pros
- A large introductory offer that we value at $1000 for travel.
- No annual fee.
- Airline transfer partners available (by transferring to primary Ultimate Rewards card).
- Earn 5 points per dollar spent on valuable rewards categories.
The Potential Cons
- Without a primary Ultimate Rewards card, transfer partners aren’t available.
- 3% foreign transaction fee.
Our Overall Thoughts on the Chase Ink Business Cash
The Chase Ink Business Cash card is our favorite no annual fee business credit card that can earn travel rewards for a few reasons. First, it offers a great introductory offer and has no annual fee. On top of that, if you pair it with a primary Chase Ultimate Rewards card, it has airline and hotel transfer partners for redemption. This is a huge benefit because it allows you to redeem your points for a value of 2 cents or even more.
At Travel Freedom, we value this cards introductory offer at around $1000, if transferred to a primary Ultimate Rewards cards and redeemed for travel. For more information on this card, you can read our full Chase Ink Business Cash review.
3. Amex Business Platinum Card
The Amex Business Platinum Card is the best business card for premium travel and earning travel rewards points. If you want to start traveling in more luxury, the Amex Business Platinum Card can help get you there. You can use your business expenses to earn free luxury travel.
The main reason that the Amex Business Platinum is the best luxury business travel rewards credit card, is its extraordinary travel benefits. It offers amazing travel benefits that more than offset the steep annual fee if you travel often. The Amex Business Platinum Card is a business travel rewards credit card that’s aimed at people who have higher business expenses and who travel often enough to frequently take advantage of the benefits of the card.
Let’s take a deeper look at what the Amex Business Platinum Card offers.
Amex Business Platinum Card |
|---|
| INTRODUCTORY OFFER You’ll earn up to 120,000 Membership Rewards points after spending $15,000 in the first 3 months. |
| REWARDS You’ll earn 5X points on flights booked directly with airlines or through American Express Travel. You’ll earn 5X points on prepaid hotels booked on amextravel.com. Earn 50% more points on purchases over $5000. (up to 1 million bonus points.) |
| BENEFITS $200 airline credit. Global Lounge Collection access. TSA PreCheck or Global Entry Get 35% back when booking a flight with Membership Rewards on a select airline. Two $100 statement credits from Dell annually. 1 year of Platinum Global access to WeWork. (enrollment through 2019) |
| FEES $595 annual fee. No foreign transaction fees Terms Apply |
| TRAVEL FREEDOM THOUGHTS If you have many high ticket purchases yearly, this card will earn you a good percentage back. The WeWork membership could be very valuable, if you need a place to work for a year. |
| [earnist_link ref="amex-business-platinum-card-apply" id="6252"]LEARN HOW TO APPLY >>[/earnist_link] |
The Pros
- A large base introductory offer that we value at around $1000 for travel. Raise that to $1500 if you can meet both tiers of the offer.
- Tons of luxurious travel benefits including expedited airport security, airport lounge access, elite status, statement credits, etc.
- Global Entry or TSA PreCheck statement credit.
- Airline & hotel transfer partners available.
- 35% airline bonus when spending points on premium flights through Amex Travel.
- WeWork membership
- Earn 5X on Amex Travel.
- No foreign transaction fees.
- Secondary car rental insurance.
The Potential Cons
- The only rewards categories are on travel and large purchases.
- The annual fee is very high.
Our Overall Thoughts on the Amex Business Platinum Card
The Amex Business Platinum Card is a great card for a specific person in mind. It’s aimed at business owners that have high expenses and travel often. If that’s you, then this is the perfect credit card for your business. It will allow you to gain access to a multitude of luxurious travel benefits and will also earn a lot of valuable travel rewards points.
At Travel Freedom, we value this cards base introductory offer at around $1000 if redeemed for travel. For more information on this card, you can read our full Amex Business Platinum Card review.
4. Capital One Spark Miles
The Capital One Spark Miles is a very simple, but solid business credit card for travel rewards. It has a good introductory offer and has a reasonable annual fee, which is waived in the first year. Similar to the Capital One Venture personal credit card, the Spark Miles earns 2 points for every dollar spent. It’s all about simplicity in earning rewards.
It offers a very good introductory offer that Travel Freedom values at about $700 when redeemed for travel. It also waives its normal $95 annual fee in the first year of card membership. The Spark Miles doesn’t have many frills but also doesn’t have many flaws. It’s a good card for earning travel points and having everything be simple.
Let’s take a deeper look at what the Capital One Spark Miles offers.
Capital One Spark Miles [earnist_link ref="capital-one-spark-miles-business-card" id="11636"] |
|---|
| INTRODUCTORY OFFER Earn 50,000 miles after spending $4,500 in the first 3 months. |
| REWARDS You’ll earn 2X points on every purchase. |
| BENEFITS No limits on earning points. |
| FEES $95 annual fee. (waived year 1) |
| TRAVEL FREEDOM THOUGHTS This is a good business travel credit card. It offers a large introductory offer and the annual fee is waived the first year. |
| [earnist_link ref="capital-one-spark-miles-business-card" id="11636"]LEARN HOW TO APPLY >>[/earnist_link] |
The Pros
- A good introductory offer.
- Waived annual fee in year one.
- Earn 2X points on all purchases.
The Potential Cons
- No rewards category bonuses.
- Has an annual fee after year one.
- Not many travel partner options for redemption.
Our Overall Thoughts on the Capital One Spark Miles
While nothing about the Capital One Spark Miles is spectacular, it’s a solid business card. It offers a generous introductory offer and has a simple way to earn points through business expenses. It’s aimed at those who don’t want to worry about rewards categories. It’s simply a good business credit card for travel rewards.
At Travel Freedom, we value this cards introductory offer at around $700 if redeemed for travel. For more information on this card, you can read our full Capital One Spark Miles review.
5. Chase Ink Business Unlimited
The Chase Ink Business Unlimited card is very similar to the other Chase Ink credit cards. It also earns Chase Ultimate Rewards points, but like the Ink Cash card, is marketed as a cash back card. pairing this card with a primary Chase Ultimate Rewards card (Sapphire Preferred, Sapphire Reserve, Ink Preferred) you’ll be able to combine points and access the Chase transfer partners as well as get better redemption rates in the Chase travel portal.
This is part of what makes all the Chase Ultimate Rewards cards so great. You’re able to transfer points between different card accounts to redeem them at their full potential value of 2 cents per point or more.
The Chase Ink Unlimited card offers a large introductory offer that Travel Freedom values at around $1000 when redeemed for travel. As mentioned, Chase Ultimate Rewards points have airline and hotel transfer partners available, but they’re only accessible to primary Ultimate Rewards cardholders.
The things that really make this business card stand out are the introductory offer, the non-existent annual fee, and the simplicity of earning rewards. Every purchase with the Ink Unlimited earns 1.5X points. For this reason, it’s a great card to pair with another Ink card. Anything you don’t earn a category bonus on can be purchased with the Ink Business Unlimited.
Like the Ink Cash, it has a huge introductory offer for a card with no annual fee. We value it at around $1000 if you pair it with a primary Ultimate Rewards card to transfer the points to for travel redemption.
Let’s take a deeper look at what the Chase Ink Business Unlimited card offers.
Ink Business Unlimited [earnist_link ref="ink-business-unlimited-credit-card" id="6243"] |
|---|
| INTRODUCTORY OFFER You'll earn $750 (in the form of 75,000 Ultimate Rewards points) after spending $6000 in the first 3 months. |
| REWARDS You'll earn 1.5X on all purchases. No limit. |
| BENEFITS Points can be transferred to primary Chase card accounts for better redemption. Employee cards at no additional cost. |
| ANNUAL FEE No annual fee |
| TRAVEL FREEDOM THOUGHTS The signup bonus on this no-fee card is amazing. Pair that with 1.5X rewards on every purchase for your business and this card is great. This card pairs well with the Chase Sapphire cards and the Ink Preferred. |
| [earnist_link ref="ink-business-unlimited-credit-card" id="6243"]LEARN HOW TO APPLY NOW >>[/earnist_link] |
The Pros
- A large introductory offer that we value at $1000 for travel.
- No annual fee.
- Airline and hotel transfer partners available (by transferring to primary Ultimate Rewards card).
- Earn 1.5X points per dollar spent on all purchases.
The Potential Cons
- Without a primary Ultimate Rewards card, transfer partners aren’t available.
- 3% foreign transaction fee.
- No rewards category bonuses.
Our Overall Thoughts on the Chase Ink Business Unlimited
The Chase Ink Business Unlimited card is our second favorite no annual fee business credit card that can earn travel rewards for a few reasons. First, it offers a great introductory offer and has no annual fee. On top of that, if you pair it with a primary Chase Ultimate Rewards card, it has airline and hotel transfer partners for redemption. This is a huge benefit because it allows you to redeem your points for a value of 2 cents or even more.
At Travel Freedom, we value this cards introductory offer at around $1000, if transferred to a primary Ultimate Rewards cards and redeemed for travel. For more information on this card, you can read our full Chase Ink Business Unlimited review.
The Best Business Credit Cards for Travel Rewards
As you can see, there are many great business credit cards for travel rewards available. These are the Travel Freedom top 5 business travel rewards credit cards. Any of them are great options if you’re looking to earn more travel through your business expenses.
We earn enough points through travel rewards credit cards to travel for free most of the time. You can do it too. And, if you have a business, you can do it even easier. Good luck choosing the best business credit cards for travel rewards and have fun traveling!
| Credit Card | Introductory Offer | Annual Fee | Our Thoughts | ||
|---|---|---|---|---|---|
| Ink Business Preferred | [earnist_link ref="ink-business-preferred-credit-card" id="6240"] | 100,000 points | $95 | Best business travel rewards credit card. | [earnist_link ref="ink-business-preferred-credit-card" id="6240"]LEARN HOW TO APPLY >>[/earnist_link] |
| Ink Business Cash | [earnist_link ref="ink-business-cash-credit-card" id="6242"] | $750 (75k points) | No annual fee | Best no fee business travel rewards credit card. | [earnist_link ref="ink-business-cash-credit-card" id="6242"]LEARN HOW TO APPLY >>[/earnist_link] |
| Amex Business Platinum Card | | 120,000 points | $695 | Best business premium travel rewards credit card. | [earnist_link ref="amex-business-platinum-card-apply" id="6252"]LEARN HOW TO APPLY >>[/earnist_link] |
| Capital One Spark Miles | [earnist_link ref="capital-one-spark-miles-business-card" id="11636"] | 50,000 miles | $95 (waived year 1) | Simple business travel rewards card. | [earnist_link ref="capital-one-spark-miles-business-card" id="11636"]LEARN HOW TO APPLY >>[/earnist_link] |
| Ink Business Unlimited | [earnist_link ref="ink-business-unlimited-credit-card" id="6243"] | $750 (75k points) | No annual fee | Second best no fee business travel rewards credit card. | [earnist_link ref="ink-business-unlimited-credit-card" id="6243"]LEARN HOW TO APPLY >>[/earnist_link] |
